
:root{--navy:#17365d;--navy2:#102946;--red:#c43b3b;--red2:#a72f2f;--steel:#9aa6b2;--slate:#263241;--muted:#5d6a76;--line:#d9e0e7;--bg:#f4f7fa;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--slate);font-family:Arial,Helvetica,sans-serif;line-height:1.5;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.topbar{background:var(--navy2);color:#fff;font-size:14px}.topbar .wrap{max-width:var(--max);margin:auto;padding:8px 20px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{max-width:var(--max);margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 20px}.logo img{width:330px;max-width:68vw}.menu{display:flex;gap:22px;align-items:center;font-weight:700;font-size:15px;color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:7px;background:var(--red);color:white;font-weight:800;border:2px solid var(--red);cursor:pointer}.btn:hover{background:var(--red2);border-color:var(--red2)}.btn.secondary{background:white;color:var(--navy);border-color:var(--navy)}.btn.secondary:hover{background:var(--navy);color:white}.hero{background:linear-gradient(90deg,rgba(16,41,70,.95),rgba(23,54,93,.76)),radial-gradient(circle at 75% 25%,rgba(196,59,59,.45),transparent 28%),linear-gradient(135deg,#17365d,#102946);color:white}.hero .wrap{max-width:var(--max);margin:auto;padding:82px 20px 72px;display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.kicker{color:#dbe5ef;text-transform:uppercase;letter-spacing:.12em;font-size:13px;font-weight:800;margin-bottom:14px}h1{font-size:52px;line-height:1.04;margin:0 0 18px;letter-spacing:-.035em}.hero p{font-size:19px;color:#eef3f8;margin:0 0 28px;max-width:640px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-card{background:rgba(255,255,255,.95);color:var(--slate);border-radius:18px;padding:28px;box-shadow:0 22px 60px rgba(0,0,0,.28)}.hero-card h2{color:var(--navy);margin:0 0 14px;font-size:24px}.hero-card ul{margin:0;padding-left:20px;color:var(--muted)}.hero-card li{margin:9px 0}.section{max-width:var(--max);margin:auto;padding:70px 20px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:30px}.section h2{color:var(--navy);font-size:36px;letter-spacing:-.025em;line-height:1.12;margin:0}.section-head p,.lead{color:var(--muted);max-width:660px;margin:10px 0 0;font-size:17px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:white;box-shadow:0 10px 26px rgba(16,41,70,.06)}.card .content{padding:22px}.card h3{color:var(--navy);font-size:22px;margin:0 0 8px}.card p{margin:0 0 16px;color:var(--muted)}.card ul{margin:0;padding-left:18px;color:var(--slate)}.card li{margin:6px 0}.band{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.split{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}.panel{background:white;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 26px rgba(16,41,70,.06)}.panel h3{margin-top:0;color:var(--navy);font-size:26px}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:10px 18px;margin-top:20px}.check{display:flex;gap:10px;align-items:flex-start;color:var(--slate)}.check:before{content:"";width:10px;height:10px;margin-top:7px;border-radius:50%;background:var(--red);flex:0 0 auto}.table{display:grid;gap:12px}.row{display:grid;grid-template-columns:220px 1fr;gap:20px;padding:16px;background:white;border:1px solid var(--line);border-radius:12px}.row strong{color:var(--navy)}.quote{background:linear-gradient(135deg,var(--navy),var(--navy2));color:white}.quote .section h2{color:white}.quote .lead{color:#dce7f2}.form{background:white;color:var(--slate);border-radius:18px;padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:16px}.form label{display:grid;gap:7px;font-weight:700;color:var(--navy);font-size:14px}.form input,.form select,.form textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:12px;font:inherit;color:var(--slate);background:#fff}.form textarea,.form .full{grid-column:1/-1}.form textarea{min-height:126px;resize:vertical}.small-note{font-size:13px;color:#dce7f2;margin-top:12px}.footer{background:#101923;color:#d8e0e8}.footer .wrap{max-width:var(--max);margin:auto;padding:40px 20px;display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}.footer img{width:300px;background:#fff;border-radius:8px;padding:8px}.footer h4{color:white;margin:0 0 12px}.footer p,.footer li{color:#bac6d0}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin:8px 0}.subfooter{border-top:1px solid rgba(255,255,255,.12);padding:16px 20px;max-width:var(--max);margin:auto;color:#8f9caa;font-size:14px}@media(max-width:920px){.hero .wrap,.split{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.menu{display:none}h1{font-size:42px}.section-head{display:block}}@media(max-width:640px){.grid,.form,.footer .wrap,.checklist{grid-template-columns:1fr}.row{grid-template-columns:1fr}.hero .wrap{padding:58px 20px}h1{font-size:36px}.section{padding:52px 20px}.logo img{width:280px;max-width:78vw}}
